How to Property Do Comparison Insurance Quotes

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We make comparison insurance quotes easy with our online consumer rater, and it's easy to think you're done with you have the final premiums. But that would be skipping a step or two.

To property do comparison insurance quotes, you first need to establish how much coverage you actually need. This step is as important as the final price you'll pay. In fact, you may find that paying more for insurance is the right thing for you.

After you've determined the coverages that are right for your, and the limits, you’ll want all the quotes you compare to have the same coverage types, limits and, of course, deductibles.

How else will you know what insurer is, in fact, offering the best price? Here’s a quick rundown of how to figure out what type of policy you need.

  1. Research how much coverage is required in your state, because that’s what you’ll need if you want to legally drive your car. You can find out how much auto insurance is required in your state here.
  2. Decide how much car insurance you need. State requirements represent the minimum amount of coverage you need to drive … and they’re generally inadequate, even when it comes to the required liability insurance. It’s hard to say for sure how much coverage you specifically need, because it depends on the age, make and model of your car, among other things. However, most insurance experts generally recommend limits of $100,000 in bodily injury coverage per person; $300,0000 in bodily injury coverage per accident and $100,000 in property damage coverage. And, if your car is new and/or expensive, you’ll probably want collision and comprehensive insurance, too.
  3. Choose your deductible. That’s how much money you’ll have to pay before your car insurance kicks in. The higher your deductible, the lower your premiums … but the more you’ll pay out-of-pocket if an accident occurs.
  4. Request quotes. Once you’ve settled on these terms, it’s time to start shopping around! The Insurance Information Institute suggests requesting at least three price quotes before buying insurance.

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ComparisonQuote.com is owned and operated by IronPoint Insurance Services (CA License #0G87821). A request for a comparison insurance quote on our site is not an offer of insurance. ComparisonQuote.com is not an insurance company, we provide insurance service and represent insurance carriers who provide the insurance protection.