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Our home insurance companies offer the right protection at an unmatched value. Consumers who compare quotes can pay less per year on average. Getting a comparison homeowners insurance quote is a simple as share, compare, and save!

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Home Insurance Quotes Done Right


Make sure you’re saving the most by avoiding these rate quote pitfalls.
home-security-safety

Alarm Systems and Safety Devices

If you have security and safety devices protecting your home, you may qualify for home insurance discounts. Alarms, automatic sprinklers, gated communities, water shut-off systems, are all examples of ways to save on homeowners insurance.

*These types of discounts can range from 5-10% in savings each.

bundle-insurance

Bundle Auto & Home Insurance

If you own a home, you could be saving up to 3 percent on your auto insurance policy. Want to save even more? Bundling your home and auto insurance can save you up to 8 percent on your current coverage costs.

*Data provided by Value Penguin.

insurance-score

Your Credit Record Affects Home Insurance Rates

Just like with your car insurance, your credit record will have a significant inpact on your home insurance premiums. How you manage your credit record is used to measure responsibility. A poor score can increase your homeowners insurance rates.

*Data provided by Consumer Reports. Credit use is not applicable California.

home replacement cost

Get Your Replacement Cost Right

You need to have enought insurance to rebuild your home, so don't underestimate your home replacement cost estimate. Get this right and you'll have the right protection in the event of a total loss

*Data provided by Consumer Federation of America.

Choose the Right Insurance Company

There are hundreds of home insurance companies in the market, comparison shopping just makes sense, and could save you serious money. Get a comparison homeowners insurance quote and get started.

*Look for the premium badge for broader protection.

Why Choose
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Making the Complex Easy

Comparing home insurance can be complicated, our professionals can make this much easier.

We Provide Real Choice

When you compare protection and rates form multiple homeowners insurance, you can save money.

It's Fast and Easy

Getting started is real easy, just complete the quote and make your choice. Want help, give us a call.

Financial Security

Our insurance carrier partners are some of the most financial strong, respected, and customer oriented providers.

Help When Your want It

Start your comparison home insurance quote online, call if you need help or have a question, we're hear to help.

The Customer Comes First

We want you to be happy and protected, if you don't like it we'll never pressure you. Heck, we'll even help you to buy from the competition if it's better :-).

Not All Insurance Companies are the Same


Your coverages may seem the same, but the difference is often found in the actual policy language, customer service, and claims handling. The truth is, not all insurance companies are made equally.

Watch the video below and see some some of the ways home insurance companies can differ in the level of protection provided.

  • Customer Service
  • Claims Service
  • Breadth of Coverage
  • Policy Language
  • Policy Exclusions
  • Permissive User Protection
  • Replacement Vehicle Coverage

Quick Facts: Homeowners Insurance Premiums

  • Rank Insurance Group Written Premium Market Share
    1 State Farm $18,170,243 18.4%
    2 Allstate $8,262,445 8.4%
    3 Liberty Mutual $6,655,452 6.7%
    4 USAA $6,170,558 6.2$
    5 Farmers $5,795,044 5.9%
    6 Travelers $3,766,277 3.8%
    7 American Family  $3,399,406 3.4%
    8 Nationwide $3,184,627 2.9%
    9 Chubb $2,832,082 1.7%
    10 Erie $1,675,976 1.9%

    Source: NAIC data, sourced from S&P Global Market Intelligence, Insurance Information Institute.

  • Rank (2) State Average premium Rank (2) State Average premium
    1 Louisiana $1,967 27 Kentucky $1,085
    2 Texas (3) 1,937 28 Illinois 1,042
    3 Florida 1,918 29 Hawaii 1,026
    4 Oklahoma 1,875 30 Maryland 1,022
    5 Kansas 1,548 31 Indiana 1,003
    6 Mississippi 1,525 32 California (4) 1,000
    7 Rhode Island 1,496 32 New Mexico 996
    8 Connecticut 1,455 32 Alaska 974
    9 Massachusetts 1,451 35 Virginia  966
    10 Colorado  1,446 36 New Hampshire 965
    11 Nebraska 1,402 37 Michigan 952
    12 Alabama 1,386 38 Iowa 945
    13 Arkansas 1,348 39 Pennsylvania 927
    14 Minnesota 1,340 40 West Virginia 917
    15 New York 1,309 41 Vermont 898
    16 South Carolina 1,285 42 Maine 866
    17 Missouri 1,280 43 Ohio 850
    18 North Dakota 1,239 44 Washington 822
    19 District Of Columbia 1,225 45 Delaware 816
    20 Georgia 1,200 46 Arizona  803
    21 Tennessee 1,185 47 Wisconsin 762
    21 New Jersey 1,174 48 Nevada 742
    23 Montana 1,130 49 Idaho 703
    24 South Dakota 1,125 50 Utah 664
    25 Wyoming 1,120 51 Oregon 659
    26 North Carolina 1,098   United States $1,192

    Source: © 2018 National Association of Insurance Commissioners (NAIC).

  • Cause of loss 2013 2014 2015 2016 2017
    Property damage (2) 95.5% 95.8% 96.3% 96.6% 98.1%
         Fire and lightning  28.5 23.9 21.6 25.0 35.1
         Wind and hail 30.0 28.7 21.2 34.1 38.2
         Water damage and freezing 27.1 34.0 46.1 30.2 19.5
         Theft 3.4 2.4 1.7 1.8 1.0
         All other property damage (3) 6.4 6.8 5.6 5.5 4.4
    Liability (4) 4.5 4.2 3.7 3.4 1.9
         Bodily injury and property damage 4.3 4.0 3.6 3.2 1.8
         Medical payments and other 0.2 0.2 0.2 0.2 0.2
    Credit card and other (5) (6) (6) (6) (6) (6)
    Total 100.0% 100.0% 100.0% 100.0% 100.0%

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ComparisonQuote.com is owned and operated by IronPoint Insurance Services (CA License #0G87821). A request for a comparison insurance quote on our site is not an offer of insurance. ComparisonQuote.com is not an insurance company, we provide insurance service and represent insurance carriers who provide the insurance protection.